Personal Loan

Apply Fast.
Get Approved.
Smart Loans

Get the right business loan to expand, manage cash flow or seize new opportunities for growth.

Personal Loan

Apply Fast
Get Approved.
Achieve More.

Get quick and flexible personal loan solutions for your planned expenses, emergencies, travel, education, weddings and other personal needs.

Up to

₹5 Crore

Approval in

24 Hours

Low

Interest Rate

Minimal

Documentation

Lowest Interest

Rate Guaranteed

Quick Approval

in 24 - 48 Hours

Minimal

Documentation

100% Secure

& Transparent

WHY CHOOSE EXCELLENCE FINANCE

Your Needs. Our Financial Support.

Business Loan For Every Need

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Wedding Expenses

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Medical Emergencies

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Education Expenses

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Travel & Vacation

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Home Renovation

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Debt Consolidation

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Major Purchases

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Emergency Expenses

DOCUMENTS REQUIRED

PAN Card

Aadhaar Card

GST Certificate

ITR / Financial Statements

Bank Statement (6 Months)

Business Proof (Registration)

ELIGIBILITY CRITERIA

Business Vintage

Minimum 1 Year

Annual Turnover

Minimum ₹10 Lakhs

CIBIL Score

700 or Above

Nationality

Indian Citizen

Age

21 to 65 Years

HOW IT WORKS

Check Eligibility

Check your loan eligibility in just a few clicks.

Apply Online

Submit your application with basic details.

Verification

Our team verifies your documents.

Approval

Get approval from our banking partners.

Disbursement

Loan amount disbursed to your account.

HOME LOAN

Everything You Need To Know

Simple, transparent and guided support to help you own your dream home.

01
Documents Required What you need to apply
02
Eligibility Criteria Check your eligibility
03
How It Works Simple home loan process
01 / DOCUMENTATION

Documents Required

Keeping your documents ready can help make your home loan application process smoother and faster.

01
PAN Card

Valid PAN card for identity verification.

02
Aadhaar Card

Valid identity and address proof.

03
Income Proof

Salary slips, Form 16 or ITR as applicable.

04
Bank Statements

Latest 6 months' bank statements.

05
Property Documents

Relevant property and ownership documents.

06
Photographs

Recent passport-size photographs.

02 / ELIGIBILITY

Home Loan Eligibility Criteria

Eligibility may vary between lenders and is generally based on your income, age, credit profile and property details.

Age 21 – 65 Years
Employment Salaried or Self-Employed
Monthly Income As per lender eligibility
CIBIL Score 700+ Preferred
Nationality Indian Citizen
Property Approved Residential Property
Every profile is different.

Our experts evaluate your profile and help you identify suitable lending options based on your financial requirements.

03 / PROCESS

How It Works

From checking your eligibility to getting the keys to your dream home, our experts guide you through every step.

01
Check Eligibility

Share your basic details to understand your home loan eligibility.

02
Apply

Submit your application along with the required documents.

03
Verification & Approval

Our team coordinates with the lender for applicant and property verification.

04
Loan Disbursement

Once approved, the loan amount is disbursed as per lender terms and property requirements.

DOCUMENTS REQUIRED

PAN Card

Aadhaar Card

GST Certificate

ITR / Financial Statements

Bank Statement (6 Months)

Business Proof (Registration)

ELIGIBILITY CRITERIA

Business Vintage

Minimum 1 Year

Annual Turnover

Minimum ₹10 Lakhs

CIBIL Score

700 or Above

Nationality

Indian Citizen

Age

21 to 65 Years

HOW IT WORKS

Check Eligibility

Check your loan eligibility in just a few clicks.

Apply Online

Submit your application with basic details.

Verification

Our team verifies your documents.

Approval

Get approval from our banking partners.

Disbursement

Loan amount disbursed to your account.

Calculate Your EMI Now

Calculate Your EMI

Loan Amount
Interest Rate (%)
Loan Tenure
Yr Mo
Your Estimated EMI
20,736 /-
%
Total Interest
2,44,160
Total Payment
12,44,160
Principal Amount
10,00,000
Personal Loan Benefits & Features

Personal Loan Benefits & Features

Interest Rate Banner

Interest Rate for Business Loan

Starting from 16.85%

(Terms & Conditions Apply*)

Powering Your Business Growth

Bank

ICICI Bank

AXIS Bank

KOTAK Bank

HDFC Bank

Interest Rate

8.60% Onwards

8.75% Onwards

8.90% Onwards

8.50% Onwards

Processing Fee

Up to 2%

Up to 2.5%

Up to 2.5%

Up to 2%

Loan Amount

Up to ₹5 Crore

Up to ₹5 Crore

Up to ₹5 Crore

Up to ₹5 Crore

Tenure

Up to 60 Months

Up to 60 Months

Up to 60 Months

Up to 60 Months

Industries we serve

Manufacturing
Manufacturing
Manufacturing
Manufacturing
Manufacturing
Manufacturing

FAQ?

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